Homeowners Insurance
Homeowners insurance helps protect your home from damage and your family from lawsuits. Home insurance packages property coverage with liability coverage to keep your family safe from financial ruin.
Homeowners insurance isn’t legally required like auto insurance is but your lender will require it if you have a mortgage. There are many optional coverage choices that may be a good fit for your situation.
At Legacy Insurance Advisors, we help you determine the coverage options you want. Then, we analyze the policy premiums and claims experience of over 30 insurance companies to help you decide where to place your coverage. Contact us or request insurance quotes to get started on your free home insurance coverage analysis.
Coverage
Personal Liability
Pays for lawsuits against you or your family, like if someone is hurt on your property and sue for medical expenses.
Dwelling
Covers your home and attached structures, like a garage, from fire, weather damage, vandalism, and much more.
Other Structures
Covers other structures on your property, like a shed or detached garage.
Medical Payments
Pays for minor medical bills of guests that are injured on your property.
Personal Property
Covers your personal items, including clothing, furniture, appliances, and more.
Loss of Use
Covers the cost of alternative living arrangements if your home is unusable due to a covered loss.
Personal Injury
Covers damages to another as a result of libel or slander.
Business Pursuits
Optional coverage that can be added to extend liability coverage to business activities within the home.
Water Backup
Covers water damage as a result of a sewer backup or sump pump overflow.
Many More
There are many different coverage options available that may be right for you, depending on your unique situation.
