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Homeowners Insurance in Maple Grove, MN

Homeowners Insurance

Homeowners Insurance

Protection You Can Count On

Homeowners Insurance in Maple Grove, MNHomeowners insurance helps protect your home from damage and your family from lawsuits. Home insurance packages property coverage with liability coverage to keep your family safe from financial ruin.

Homeowners insurance isn’t legally required like auto insurance is but your lender will require it if you have a mortgage. There are many optional coverage choices that may be a good fit for your situation.

At Legacy Insurance Advisors, we help you determine the coverage options you want. Then, we analyze the policy premiums and claims experience of over 30 insurance companies to help you decide where to place your coverage. Contact us or request insurance quotes to get started on your free home insurance coverage analysis.

 

Coverage

Options Available

Personal Liability

Pays for lawsuits against you or your family, like if someone is hurt on your property and sue for medical expenses.

Dwelling

Covers your home and attached structures, like a garage, from fire, weather damage, vandalism, and much more.

Other Structures

Covers other structures on your property, like a shed or detached garage.

Medical Payments

Pays for minor medical bills of guests that are injured on your property.

Personal Property

Covers your personal items, including clothing, furniture, appliances, and more.

Loss of Use

Covers the cost of alternative living arrangements if your home is unusable due to a covered loss.

Personal Injury

Covers damages to another as a result of libel or slander.

Business Pursuits

Optional coverage that can be added to extend liability coverage to business activities within the home.

Water Backup

Covers water damage as a result of a sewer backup or sump pump overflow.

Many More

There are many different coverage options available that may be right for you, depending on your unique situation.

 

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