Car Insurance
Car insurance will help get you back on the road if your vehicle is damaged or destroyed in an accident. In addition, auto liability protects you and your family from the potentially devastating financial consequences of serious injury from an accident.
Auto insurance is a contract between you and an insurance company. You agree to pay your premiums and the company agrees to pay for certain losses, like causing bodily injury to another person, during the policy period. You can also add coverage for physical damage of your vehicle. For instance, your auto insurance policy could cover damage to your vehicle from hail or vandalism.
At Legacy Insurance Advisors, we help you determine the coverage options you want, then analyze the policy premiums and claims experience of over 30 insurance companies to help you decide where to place your coverage. Contact us or request insurance quotes to get started on your free car insurance coverage analysis.
Coverage
Auto Liability
Pays for bodily injury and/or property damage to others when you are at fault for an accident.
Collision
Pays for damage to your vehicle that results from a collision with another vehicle or object.
Comprehensive
Pays for damage to your vehicle that results from something other than a collision, like weather.
Uninsured/Under-insured Motorists Liability
Pays the liability amount you’d normally be entitled to from another driver, when that driver is uninsured or under-insured.
Rental Reimbursement
Pays for a rental car while your car is being repaired from a covered loss.
Custom Parts
Pays to repair or replace custom parts that have been added to your vehicle, such as wheels, paint, or electronics.
Rideshare
Covers drivers of ridesharing apps like Uber and Lyft.
New Car Replacement
If your car is totaled, it pays for a brand new car. This coverage is only available on newer vehicles.
Many More
There are many different coverage options available that may be right for you, depending on your unique situation.
Car Insurance
At Legacy Insurance Advisors, we’ve been helping Minnesota drivers find high quality auto insurance for over 20 years. Our office is located in Maple Grove, but we can assist families and businesses anywhere in the twin cities or the state of MN at large.
