Boat Insurance
Boat insurance can help protect you, your family, and guests when enjoying some time on one of Minnesota’s great lakes or rivers.
Finding the right coverage for your boat or watercraft depends on a number of factors, including the style of boat, how and where you use it, it’s value, and more. For instance, the necessary coverage for a wave runner is much different from a cabin cruiser.
At Legacy Insurance Advisors, we help you determine the coverage options you want, then analyze the policy premiums and claims experience of over 30 insurance companies to help you decide where to place your coverage. Contact us or request insurance quotes to get started on your free boat insurance coverage analysis.
Coverage
Liability
Pays for bodily injury and/or property damage to others when you are at fault for an accident.
Collision
Pays for damage to your watercraft that results from a collision with another boat or object.
Comprehensive
Pays for damage to your watercraft that results from something other than a collision, like storm damage.
Uninsured/Under-insured Boaters Liability
Pays the liability amount you’d normally be entitled to from another boater, when they are uninsured or under-insured.
On-water Towing
Pays for a tow if your watercraft becomes disabled on the water.
Fishing Equipment
Covers your fishing equipment if it’s lost or stolen.
Wreck Removal
Pays to retrieve a sunken boat, when retrieval is required by law.
Trailer Coverage
Pays for damage to your boat trailer.
Many More
There are many different coverage options available that may be right for you, depending on your unique situation.
